Hurricane Disaster Preparedness Before a Hurricane Prepare an emergency kit and make a family communications plan.Know your surroundings, the elevation level of your property, and whether the land is prone to flood. Also Identify levees and dams that may pose a hazard.Learn evacuation routes.If in a high-rise building, be prepared to take shelter on or below the 10th floor. Other Useful Links: Hurricanes cause heavy rains that can cause extensive flood damage in coastal and inland areas. Everyone is at risk and should consider flood insurance protection. Flood insurance is the only way to financially protect your property or business from flood damage. To learn more about your flooding risk and how to protect yourself and your business, visit the Federal Insurance and Mitigation Administration (NFIP) Web site, www.floodsmart.gov or call 1-800-427-2419.