Car accidents happen every single day; but when an accident involves a motorcycle, things can go from bad to worse. There are certain steps you should take in the event of a motorcycle accident to help the claims process and get you back on the road sooner. After you’ve determined everyone is safe, the first thing you should do is contact your motorcycle insurance provider to alert them of the accident.
What should happen next?
Once you have alerted the insurance company, you should take pictures of the damages to ensure you have proof of what occurred, whether you are at fault or not. Calling the authorities to write an accident report is also important, so that you have documentation to assist with filing a claim against your motorcycle insurance policy.
This may be an unwanted event, but having a motorcycle insurance policy in place is valuable, especially if there are injuries involved that you may be responsible for paying. Following an accident, it’s important to keep calm to be able to properly communicate your needs. There are instances where you may have to deal with someone who is unruly, but staying alert, responsive and kind will likely work to your benefit.
After the accident, if you have any damage to your motorcycle, your insurance company can help to make sure your damages are covered. Having a good working relationship with your independent insurance agent is key to finding a policy that will step in and provide the best protection.
Although motorcycle insurance is required by law, you should seek a policy that goes beyond the minimum coverage requirements to meet your specific coverage needs. Just remember, choose a policy that is also well within your budget. Working with an agent to find the right policy is definitely worth the time, effort and money. Don’t put yourself in a position where you need your insurance and you don’t have enough of it. Call your agent to get the right policy today!
We’ve got you covered. Call Safe Insurance Group at (305) 264-8964 for more information on Miami motorcycle insurance.